Melanie Wolfe
7023011991

Melanie Wolfe



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Melanie Wolfe

Equal Housing Opportunity and Realtor

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Melanie Wolfe
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Blog

Home Buying

What To Consider Before Buying An Older PropertyPosted on July 17, 2017

Whether it’s the character and charm of an older home with its original features, hardwood floors, and wood burning fireplace, or the quaint historic feel of the neighborhood in which it is found, there is a certain appeal to older property.


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Finding Your Perfect HomePosted on June 26, 2017

As the old saying goes, real estate is all about location, location, location.


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Home WarrantyPosted on March 20, 2017

A home warranty plan, also known as a home protection plan, is a service contract that offers homeowners a way to safeguard themselves against possible breakage or a malfunction within the home.


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Buying Verses Renting A HomePosted on February 13, 2017

When it comes to a home, you have two options: buy or rent.


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Earnest Money DepositPosted on December 12, 2016

An earnest money deposit, also known as a good faith deposit, is a specific dollar amount that a potential buyer pays to the seller in an effort to display their serious interest in a property.


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A Single Woman’s Guide To HomeownershipPosted on November 21, 2016

The traditional view of home ownership usually includes a married couple, but times have changed, and more and more single women are entering the housing market.


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Finding A Neighborhood With Great SchoolsPosted on November 14, 2016

Finding A Neighborhood With Great Schools

If you have children, or even if you don’t yet but plan to in the future, schools are something you will need to take into consideration when you search for a new home.


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Making An Offer - Negotiating Your Buying PricePosted on November 07, 2016

Making An Offer: Negotiating Your Buying Price

There is perhaps no more exciting and nerve-wracking time in the home buying process than when you decide to make an offer on a home.


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What A REALTOR Can Do For You As A BuyerPosted on September 05, 2016

When we think of selling a home, the services a REALTOR® can provide usually seem worth the cost of their commission, but what about as a buyer?  What can a REALTOR® do for you as a home buyer, and is the commission worth the services they can provide?  Here are five great reasons you should hire a REALTOR® when you are in the market for a new home!

REALTORS® Can Help You Determine Your Budget—With a few simple pieces of information, a REALTOR® can help you pre-determine what kind of budget you may be looking at for your new home, and can match you with potential lenders that are right for you.


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Things Needed After Purchasing A HomePosted on June 27, 2016

Now that you’ve signed all the paperwork and your loan is approved, it’s time to move in.


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Getting To Know The Neighborhood Before Buying A HomePosted on June 20, 2016

There is a reason the term “location, location, location” is used so commonly within the real estate industry.


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Negotiating Contract Contingencies From The SellerPosted on June 13, 2016

When the housing market is up and sales seem to favor sellers rather than buyers, negotiation contract contingencies may seem like a lost cause.


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Buying A Home Long DistancePosted on May 30, 2016

The process of purchasing a home can be a complicated and stressful experience, but if you have to purchase a new home in another city the experience can become even more complicated.


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Benefits Of Home OwnershipPosted on March 07, 2016

The decision to purchase a home is exciting and a major investment for your future.


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Buying A Fixer-Upper - Are You Ready For The WorkPosted on February 22, 2016

Always dreamed of renovating a home exactly to your specifications, or have you found an older house that is structurally sound but needs a lot of work inside?  Perhaps the price is right and you can’t resist all that house you can get for your money.


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Buying A Home That Can Grow With Your FamilyPosted on January 11, 2016

If you are a first time homeowner, or are purchasing a home after a major life change such as marriage or having children, what should you consider to be sure your new home can grow with your changing family?  The time and effort that go into purchasing and decorating a new home, not to mention finding it in the first place, means that you’ll want to ensure that your home will be right for you and your family for years to come.


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Buying A Home With Bad CreditPosted on January 04, 2016

When it comes to buying a home, having bad credit is not the end of the world.


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Buying A Foreclosed Property - What You Should KnowPosted on October 26, 2015

Given the recent state of the economy and the rising rate of mortgage foreclosures, the number of properties available at rock bottom prices is at an all time high.


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Hiring A Home InspectorPosted on September 28, 2015

You’ve gone to countless open houses, searched online for months, and have finally found the house of your dreams, but before signing your name on the dotted line there are a few key steps you should not overlook.


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Selecting Homeowners InsurancePosted on September 07, 2015

Selecting Homeowner’s Insurance

One of the many things you will have to think about while you are in the process of buying a new home is the insurance you will need to protect it.


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Home Buying Negotiating TipsPosted on July 20, 2015

When it comes to buying a home, the ability and willingness to negotiate is a must for both the buyer and seller.


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What Is A Property SurveyPosted on July 13, 2015

When purchasing a home, especially for the first time, you are going to encounter a lot of terms and jargon you may never have heard before.


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When To Consider Raising Your Home Buying BudgetPosted on June 29, 2015

When To Consider Raising Your Home Buying Budget

Setting a budget for your home purchase is an important decision.


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Is An Income Property Right For YouPosted on May 04, 2015

The appeal of income properties and the potential for what may seem like easy money and early retirement have likely crossed the mind of anyone who has heard of this business venture.


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How To Handle A Motivated SellerPosted on March 30, 2015

Often ads for homes on the market include the phrase “motivated seller,” and while this sounds as if it may be to your benefit as a home buyer, what does it actually mean?  If a seller is truly motivated you can benefit from a number of potential perks they may be willing to throw in to get their home sold, or they may even be willing to accept a lower offer than the asking price.


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How Much House Do You NeedPosted on March 02, 2015

While it may be nice to have a home with five bedrooms, an eat-in kitchen, and a four-car garage, how many of us really need this much space?  The best approach is to look at a few particular aspects of your life and lifestyle to make the right choice.


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Buying Your First HomePosted on November 24, 2014

Now that you’ve made the decision to purchase your first home, a hearty congratulations is in order!  Becoming a homeowner, especially for the first time, can stir up some feelings of anxiety and excitement.


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A Nice Home Or A Nice Neighborhood - Which Matters MorePosted on July 07, 2014

A Nice Home Or A Nice Neighborhood: Which Matters More?

When you start shopping for a home, you probably have a very specific image of what you would like that home to look like.


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Examining A Home Objectively - What Matters And What Doesn’tPosted on June 30, 2014

Examining A Home Objectively: What Matters And What Doesn’t

Everyone heads out to look at potential homes with a list of the things they want in a house, and a list of the things they definitely do not want.


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How To Handle A Bidding WarPosted on June 09, 2014

So you have found the home of your dreams, it has all the features you want, and it is in the right neighborhood.


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Home Selling

What Season Is Best To SellPosted on July 31, 2017

What Season Is Best To Sell?

So you are ready to sell your house, but you look out the window and see several feet of snow on the ground.


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Negotiating With A BuyerPosted on July 03, 2017

Negotiating With A Buyer

Depending on the market in which you are selling, your position in the negotiations with a potential buyer can be either a very comfortable one or a difficult one.


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Marketing TipsPosted on February 27, 2017

If you want potential home buyers to fall in love with your house, they first have to know it’s for sale.


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Sell Or Remodel - Which Is Right For YouPosted on February 20, 2017

Whether the initial love has faded, or your home just doesn’t work for you and your family anymore, deciding between selling your home and remodeling can sometimes be a difficult decision.


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What Are LockboxesPosted on January 09, 2017

When a homeowner lists their house with a REALTOR®, they may choose to store their house keys in the lockbox for easy access for the REALTOR® showing the home.


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Selling A House With Pets At HomePosted on October 10, 2016

When we have pets, they quickly become a part of our family.


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Selling Your Home During The HolidaysPosted on September 26, 2016

The process of selling your home at any time of the year can be a stressful experience, but if you are trying to sell your home during the busy holiday season it may seem to be almost impossible.


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Ten Tips To Successfully Market Your HomePosted on May 09, 2016

There is a lot more to putting your home up for sale than placing a sign on the front lawn.


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Getting Your Home Ready To SellPosted on May 02, 2016

You would never dream of inviting guests to your house without making certain preparations, so don’t invite potential buyers without first making the necessary updates by preparing your home to sell.


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When Should You Accept A Low BidPosted on April 04, 2016

If you are selling your home and are motivated to get the deal done quickly, you may be tempted to accept a low bid.


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Eight Things To Consider Before ListingPosted on December 21, 2015

So you have decided that you are going to sell your home.


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Protecting Your Privacy While Your Home Is On The MarketPosted on December 07, 2015

Selling your home can cause potential anxiety about your personal privacy.


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The Downside To A Sale By OwnerPosted on November 30, 2015

The Downside To A Sale By Owner

In tough economic times, saving the money that you would have to pay a real estate agent to help you sell your home can be a tempting idea.


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Avoid The Most Common Mistakes When Selling Your HomePosted on November 16, 2015

Here are the most common mistakes people make when selling their property.


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Are Your Neighbors Affecting Your Home’s ValuePosted on August 17, 2015

You have put your home up for sale and done everything your agent has advised you to do to prepare your property for sale, but still no offers have come in.


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Simple Ideas To Make Your Home More Welcoming To BuyersPosted on August 03, 2015

Simple Ideas To Make Your Home More Welcoming To Buyers

It may seem obvious, but many sellers fail to recognize that a home that feels, looks, and smells welcoming and homey will more likely raise a buyer’s interest when they come for a showing.


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Home Seller Disclosure ObligationsPosted on July 27, 2015

Anything that could be potentially harmful to the new occupant or the home itself must be addressed in the seller’s disclosure.


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Quick Clutter Fixes For Unexpected ShowingsPosted on May 25, 2015

Quick Clutter Fixes For Unexpected Showings

When you have to continue living in a home at the same time you are trying to sell it, keeping it ready for a showing at any time can be a challenge.


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Home Staging - Should You Hire A ProfessionalPosted on May 18, 2015

Home staging is the latest trend in real estate, and if you are selling your home you are likely at least aware of what this growing practice involves.


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Selling Your Home - Why You Need A REALTORPosted on March 16, 2015

The temptation to save yourself the cost of hiring a real estate agent when selling your home can be overwhelming, and with more websites, books, and other resources popping up that claim to give you all the know-how and tools you’ll need to sell your home yourself, why should you consider hiring a REALTOR® at all?  Like any job that requires a lot of insider knowledge and experience, hiring a REALTOR® will ensure that you are getting the best price for your house with the minimal amount of work and worry.


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Five Steps To Holding A Successful Open HousePosted on January 26, 2015

An open house is one way that REALTORS® attempt to expose a home to multiple buyers at once.


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Repairs To Make Before Selling Your HomePosted on January 12, 2015

When selling your home, the last thing you want to do is invest more into it, but in most cases making a few repairs or renovations to your home before putting it on the market can really be worth the financial and time investment.


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Selling Your Home In A Buyer’s Market - How To Maximize Your ProfitPosted on December 08, 2014

There are a number of reasons why you may need to sell your home in a buyer’s market, and though getting the most for your home in that situation may seem impossible, there are several strategies you can use to get the best offer for your home.


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Top Ten Home Showing TipsPosted on September 29, 2014

Showing your home is essential in the real estate business.


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When Is The Right Time To Reduce The PricePosted on September 01, 2014

Every homeowner must set an asking price when listing their home on the market, but what happens when you don’t receive any offers?  Just as it’s important to know when it’s time to sell, it’s important to recognize the right time to reduce the price.


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Should You Show An Empty HomePosted on July 21, 2014

Should You Show An Empty Home?

If you have already moved out of the house you are selling, you generally have two choices.


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Selling A Home When You Have KidsPosted on June 09, 2014

Selling A Home When You Have Kids

Selling a home is stressful for everyone, and having young children in the house can add to the stress for the parents.


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Staging An Open House That Won’t Cost You A FortunePosted on June 09, 2014

If you are thinking of putting your home up for sale, or already have your property listed, you may want to consider hosting an open house as part of your marketing strategy to get your home sold.


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The Home Remodels That Will Most Increase Your Selling PricePosted on June 09, 2014

The Home Remodels That Will Most Increase Your Selling Price

So you are ready to sell, but you know that there are a few things in the home that could stand some updating in order to increase your selling price.


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Home And Garden

De-clutter Your KitchenPosted on July 24, 2017

Who hasn’t had a cupboard full of Tupperware come crashing down on their head?  And don’t we all have a drawer in our kitchen that holds every scrap of paper and useless knickknack we have ever owned?  While kitchen clutter may be a universal truth, it can also make using your kitchen a time consuming and frustrating task.


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Is A Pool Right For Your PropertyPosted on July 10, 2017

The cool refreshing look of water on a hot summer’s day can make any homeowner wish they had a pool in their backyard, but making the decision about whether a pool is right for your property is more complicated than buying an inflatable bed with a cup holder.


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Backyard Summer Entertainment IdeasPosted on June 12, 2017

When it comes to entertaining outdoors, there’s no place quite like your very own backyard.


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Cut Your Cooling Costs With These Money-Saving TipsPosted on May 29, 2017

When it comes to keeping your home comfortable in the summer, there are a number of ways to accomplish your goal without breaking a sweat over your cooling costs.


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Your Home First Aid Kit - Ten Must HavesPosted on May 15, 2017

It’s a known fact that the majority of accidents occur at home, which is why every household must be equipped with a first aid kit complete with all of the essentials needed to handle life’s unexpected and unfortunate events.


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Maintenance Tips For Your HomePosted on April 10, 2017

Whether it’s spring, summer, fall or winter, it’s important to take the necessary steps to keep your home standing tall every day.


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Give Your Old Furniture New LifePosted on March 13, 2017

Give Your Old Furniture New Life

Old furniture doesn’t have to be put aside if the basic structure is still in good condition.


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Swimming Pool Safety TipsPosted on January 16, 2017

Summer is a special time for having fun in the backyard pool, yet drowning is a leading cause of accidental death.


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Using Your Fireplace SafelyPosted on January 02, 2017

Using Your Fireplace Safely

A fireplace is a great feature in any home, and can create that warm, homey feeling on a cold winter evening that every homeowner dreams of.


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Start A Kitchen Herb GardenPosted on December 05, 2016

There is nothing like fresh fruits and vegetables from your own garden to give your health and taste buds a treat.


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Attracting Birds To Your BackyardPosted on October 31, 2016

Bird watching is a popular past time that is shared by many, but what if watching your fluttering friends was as simple as peeking into your backyard?  Thanks to a few landscaping techniques, you can trade in your binoculars for a lawn chair and enjoy bird watching from the convenience and comfort of your own home.


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Watering Your Lawn The Right WayPosted on October 24, 2016

When it comes to watering your lawn, the who, what, when, where and why rule applies.


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Do-It-Yourself Pest Control TipsPosted on August 29, 2016

A pest is not just a word that’s used to describe an annoyance; in fact, it’s also the term given to a destructive animal that destroys crops, food and even livestock.


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Decorating For Men - Creating A Man-Friendly SpacePosted on August 15, 2016

When you begin thinking about decorating, usually a man-friendly space is not what springs to mind.


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Green Laundry Tips - Save Money And The EnvironmentPosted on August 01, 2016

Let’s face it—two of the biggest issues most of us face in today’s world are concerns over the environment and the economy.


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Give Your Front Porch A Style MakeoverPosted on July 25, 2016

Whether you are looking to sell your home or just think it’s time for a new look to improve your curb appeal, giving your front porch a makeover is an easy and inexpensive way to give your home’s exterior a fresh look.


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Tips On Saving Energy And Money At HomePosted on June 06, 2016

When you save on energy, you also save money.


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How To Choose The Perfect GrillPosted on May 23, 2016

When choosing the perfect grill, it’s important to understand the different types and their functions, but also how each relates to your particular needs.


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Tips On Setting Up Your Outdoor Music SystemPosted on May 16, 2016

If you are planning to entertain outdoors, then you may also be considering the addition of an outdoor music system to help complete your theme.


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Landscaping Design TipsPosted on March 28, 2016

As a homeowner, you can use a number of landscaping design tips to make your house look just as polished on the outside as it does on the inside.


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Home Security TipsPosted on March 21, 2016

Making sure that your home is secure should be a priority in your life not only because you want to protect what’s rightfully yours, but more specifically because it could be the most important thing that you do for your family and for yourself.


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Decorating For Small SpacesPosted on February 29, 2016

Decorating For Small Spaces

If you live in a smaller home or condo, you face some particular decorating challenges.


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Build Your Own Deck - Choosing The Right MaterialsPosted on December 28, 2015

A backyard deck is a great way to not only improve the value of your home, but also make your outdoor living space more enjoyable for you and your family.


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Decorating With PlantsPosted on November 23, 2015

When choosing a style of furnishing, color scheme, or fabrics for your new home, or when redecorating a room, plants often do not immediately spring to mind when considering what you need to complete your space.


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Family Three-Day Home Emergency KitPosted on November 09, 2015

Every home should have an emergency kit.


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Solar Lighting For Your YardPosted on November 02, 2015

Solar Lighting For Your Yard

One of the simplest, most economical and also eco-friendly ways to provide lighting in your yard is to use solar lights.


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Ten Things Every Gardener Should KnowPosted on September 21, 2015

Gardening is a fun way to enjoy the outdoors, but it is also a livelihood for many.


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Childproofing Your HomePosted on September 14, 2015

When it comes to decorating your home, there’s a lot more to consider than simply coordinating your window treatments with your carpet.


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How To Start A New GardenPosted on July 06, 2015

Congratulations on your decision to start a new garden.


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Simple Ways To Add A Splash Of Color To Any RoomPosted on June 22, 2015

Simple Ways To Add A Splash Of Color To Any Room

If you are feeling a lack of color and vibrancy in your décor, but don’t have a lot of time or money to put into redecorating, you can still make a big difference.


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Mood Lighting With Tiki TorchesPosted on June 15, 2015

If you have the islands on your mind, you will be glad to know that you can bring the charm and decor of your favorite tropical paradise into your own backyard.


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Can A Bathroom Remodel Increase Your Home’s ValuePosted on June 08, 2015

When you are planning to sell your home, a bathroom remodel may be one of the best places to increase your home’s value.


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Defining Distinct Spaces In A Large RoomPosted on April 27, 2015

While open-concept homes seem to be the popular trend in the home construction industry, sometimes decorating for large spaces can be a challenge.


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Maintaining Air Quality In Your HomePosted on April 06, 2015

Maintaining Air Quality In Your Home

Whether you have allergies or simply prefer knowing that the air in your home is as clean as you can make it for better health, achieving and maintaining good air quality is an important issue.


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Ways To Reduce Your Heating BillPosted on March 23, 2015

When the temperature outside begins to fall, our heating bills quickly start to rise.


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Hanging Pictures 101Posted on February 09, 2015

A home is a place where we create precious memories with those that we love, which is why photos are a big part of what makes a house into a home.


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Using Bright And Bold Paint ColorsPosted on February 02, 2015

Homeowners who are thinking of selling are often warned against choosing bright and bold paint colors for their walls.


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Patio Decor IdeasPosted on December 22, 2014

A patio offers a relaxing way to enjoy the outdoors while still getting a sense of home.


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Top Five Ways To Ruin AntiquesPosted on December 01, 2014

An antique is a decorative object that is valuable because of its age.


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Choosing The Best Lighting For Your SpacePosted on November 17, 2014

Whether it is a romantic dining room or a home office, finding the right lighting for each space in your home is essential to making it functional and inviting.


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Hot Tub Purchasing TipsPosted on October 20, 2014

Let’s face it, most of us have at some point thought about the luxury of spending relaxing and romantic evenings soaking in our very own hot tub.


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Strategies To Reduce Dust In Your HomePosted on October 06, 2014

If you are like most people, dust is a part of life.


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Make Gardening A Family AffairPosted on September 15, 2014

As adults, we often assume that gardening is designed exclusively for us.


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Ten Most Forgotten Items During A MovePosted on September 08, 2014

When moving day arrives, there’s nothing quite like the nagging feeling that you’re forgetting something.


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How To Care For Your LawnPosted on August 25, 2014

If you love your lawn, it’s only natural that you would want to give it the proper care to help give it a healthy appearance.


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Home Theater Tips And TricksPosted on August 18, 2014

Home Theater Tips And Tricks

With home entertainment equipment becoming more and more advanced and the cost of going out for entertainment making it less realistic for many people, creating the perfect home theater is on the list of many homeowners.


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Use Flowers To Add Color To Your HomePosted on August 11, 2014

Flowers are used for many purposes, including landscaping, weddings, gifts and even to decorate the interior of your home.


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Getting Your Garden Ready For WinterPosted on July 28, 2014

The beauty and relaxation that your garden can provide you and your family is certainly worth all the work you put in each year.


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Storage Solutions For Your Child’s ToysPosted on June 16, 2014

Storage Solutions For Your Child’s Toys

If you have children, you know how quickly they can accumulate toys and other items.


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Cleaning Tips And TricksPosted on June 09, 2014

To clean your home is to free it from dirt, pollutants and other elements.


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Sealing Your Windows And Doors Against LeaksPosted on June 09, 2014

Sealing Your Windows And Doors Against Leaks

When it comes to making sure your home is energy-efficient as well as keeping it at a comfortable temperature throughout the year, there are few things as simple as looking to your windows and doors to make a big difference.


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Financing Articles

Getting A Second MortgagePosted on August 14, 2017

Second mortgages are not as common as they once were, and getting one is not as easy as it used to be, but even with the recent financial pressures that many of us are facing in this economy, there are still a number of options that can allow you to get one.


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All About Home Equity LoansPosted on August 07, 2017

All About Home Equity Loans

You have probably heard a lot about home equity loans if you have spent any time at all looking at home financing options.


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Paying Off Your Mortgage FasterPosted on June 19, 2017

Paying off your mortgage is one of the biggest financial goals of most homeowners, and retiring debt-free can certainly give your golden years a greater sense of financial freedom and stability.


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Insurance And Property Taxes - Should You Add Them To Your Mortgage PaymentPosted on May 08, 2017

Insurance And Property Taxes: Should You Add Them To Your Mortgage Payment?

When you buy a home, the mortgage payment isn’t the only regular expense you will have to consider.


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The Advantages Of Pre-ApprovalPosted on April 24, 2017

The decision to purchase a home can be an exciting but sometimes confusing undertaking.


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Types Of Home LoansPosted on April 17, 2017

If you are in the market for a new home, it’s important that you know what type of loans are available to you.


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Finding A Mortgage BrokerPosted on December 26, 2016

If you are in the market for a new home, or looking to refinance your existing mortgage, then you will want to consider the option of hiring a mortgage broker rather than an individual lender or lending institution.


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Why You Should Avoid Subprime LendersPosted on December 19, 2016

With the financial markets in crisis and the cost of homes plummeting, the subprime loan options that were responsible for this crash in the first place are becoming less common.


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How Much Cash Will You Need To ClosePosted on October 03, 2016

How Much Cash Will You Need To Close?

For first time buyers, the amount of money that is needed to seal the deal can often come as a bit of a shock.


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Step-By-Step Guide In Obtaining A Home LoanPosted on September 12, 2016

Now that you’ve decided to purchase a new home, it’s important to know what to expect throughout the loan process.


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Will You Qualify - What You Need To Get A MortgagePosted on July 18, 2016

If you are a first time homebuyer, navigating all the new information about homeownership, the home buying process, and mortgages can seem overwhelming.


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Tips For Getting Your Down Payment FasterPosted on April 18, 2016

Looking to buy your first home, but having trouble coming up with the down payment?  Typically you need to have between 5-50% of the purchase price of your home, so here are a few tips to help you save your down payment faster!

Save Your Tax Refund—Doing this alone for a few years may add up to a considerable amount to contribute to a down payment, especially if both you and your spouse commit to contributing the full amount.


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Buying A Home With Past Credit ProblemsPosted on April 11, 2016

Buying a home can be both exciting and stressful but, for those with past credit problems, the process may also seem intimidating.


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Protect Yourself From Unexpected Mortgage Loan AdjustmentsPosted on March 14, 2016

If you’re facing an upcoming rate change on your adjustable rate mortgage, you may be a bit worried.


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Negotiating An Owner Financing PurchasePosted on February 08, 2016

Saving for a down payment can be a difficult and time-consuming task, but there are options for financing a home purchase other than saving or the traditional borrowing options.


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Finding Your Credit RatingPosted on October 05, 2015

Finding your credit rating can be an intimidating task, but for anyone hoping to purchase a home it is a necessary step.


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Calculating Your Monthly Mortgage PaymentsPosted on August 31, 2015

One of the most important factors to consider when buying a new home is affordability.


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Applying For A Joint Mortgage Loan With Your SpousePosted on August 24, 2015

Applying For a Joint Mortgage Loan With Your Spouse

When you are ready to buy a home, applying for a mortgage is one of the first and most important steps.


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Recognizing Predatory Mortgage LendersPosted on August 10, 2015

A predator is defined as one that preys on others, which is why some lenders have fittingly earned the title as predatory mortgage lenders.


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Tips For Qualifying For A Better Interest RatePosted on May 11, 2015

Tips For Qualifying For a Better Interest Rate

When it comes to a home loan, the interest rate is a very important factor.


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How Much House You Can AffordPosted on April 20, 2015

There are a number of factors that can contribute to the affordability of a house and, as a potential homebuyer, it’s important that you know what type of mortgage payments are within your budget.


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Understanding The Closing ProcessPosted on April 13, 2015

Once your loan is approved, you will be ready to take the final step that will lead to the door of your new home.


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Balloon Payments - What They Mean To YouPosted on March 09, 2015

Balloon Payments: What They Mean To You

In your research on home loans, you may have come across the term “balloon payment.


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Understanding Interest RatesPosted on February 23, 2015

If you are in the market for a new home, or it is time to refinance your mortgage, there is no doubt you have been looking at the current interest rates.


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How To Buy A Home With A Low Down PaymentPosted on February 16, 2015

Purchasing a home with a low down payment is important for a number of reasons, including the buyer’s ability to have extra cash left over for closing costs, decorating expenses, upgrades and/or other essentials needed to turn their new house into a home.


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Fixed Mortgage Vs. Variable Rates - Which Is Right For YouPosted on January 19, 2015

With all the financial decisions that need to be made when purchasing a home, choosing the options that make the best sense for you can seem overwhelming.


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Can You Buy A Home With No Down PaymentPosted on November 03, 2014

Can You Buy A Home With No Down Payment?

Coming up with a down payment in today’s economy can be difficult.


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A Reverse Mortgage - Is It Right For YouPosted on October 27, 2014

A reverse mortgage is a financial option available to seniors which allows them to free up some of the accumulated equity in their home.


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Things You Need When Applying For A Home LoanPosted on September 22, 2014

Congratulations!  Now that you have found the perfect home, all that’s left is getting the perfect mortgage.


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First Time Buyer Loan TipsPosted on July 14, 2014

First Time Buyer Loan Tips

For first time buyers, the mortgage loan process can seem complex and confusing.


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Taking Advantage Of Low Interest Rates - Should You Refinance Your MortgagePosted on June 23, 2014

With mortgage rates on the lower side, the choice to cash in and refinance your mortgage may be tempting, but before you make that decision here are a few facts to help you decide if it is the best financial choice for you and your family.


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Holiday Articles

Preparing Your Home For Holiday GuestsPosted on June 05, 2017

Preparing Your Home For Holiday Guests

It’s wonderful having friends and family at your home to share the holidays, but it can also be a lot of work.


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Easy Easter Decorating IdeasPosted on May 22, 2017

Easter is often left out when thinking of holiday decorating, but since it is also the beginning of the spring season it is a great time to freshen up your home and add some of the lively and vibrant colors of the season.


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Celebrating New Year’s With Young ChildrenPosted on May 01, 2017

Celebrating New Year’s Eve With Children

Partying until midnight may not be in the cards for you come New Year’s Eve if you have small children.


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Ways To Thrill Mom On Mother's DayPosted on April 03, 2017

A mother is someone who looks after you, takes care of you when you are sick and is always there to show you just how much she loves you.


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The Right Christmas Wreath For Your Front DoorPosted on March 27, 2017

Choosing the perfect tree is part of any holiday decorating tradition, but finding the right wreath for your front door can really finish off your holiday look and can be a beautiful and elegant addition to your exterior décor.


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Create A Spooky Yard For HalloweenPosted on March 06, 2017

Halloween can be one of the most child-like and fun holidays of the year.


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A Mother’s Day Menu Your Kids Can PreparePosted on February 06, 2017

A Mother’s Day Menu Your Kids Can Prepare

Mother’s Day is the perfect time for your children to show their love and appreciation for everything Mom does by preparing her a simple but delicious meal she will really appreciate.


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Create A Romantic Dining Room For Valentine’s DayPosted on January 30, 2017

With times being as tough as they are, finding the money to make a special Valentine’s Day for your sweetheart can be difficult.


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Planning The Perfect Easter Egg HuntPosted on January 23, 2017

Planning The Perfect Easter Egg Hunt

Searching for hidden treasures and tasty sweets is the biggest part of Easter for young children.


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Thanksgiving Menu IdeasPosted on November 28, 2016

Thanksgiving is an annual national holiday commemorating a harvest festival celebrated by the Pilgrim Fathers in 1621.


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Halloween Safety TipsPosted on October 17, 2016

On October 31 of every year, children around the nation enjoy carving jack-o-lanterns, dressing up in their favorite costumes and going out trick-or-treating for candy and treats.


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How To Make The Fourth Of July Fun For KidsPosted on September 19, 2016

Every year, the Fourth of July holiday honors the birth of our nation.


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A St. Patrick’s Menu That Your Guests Will EnjoyPosted on August 22, 2016

If you are throwing a St.


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Tips For The Perfect TurkeyPosted on August 08, 2016

Whether it is Thanksgiving or Christmas, a small family gathering or a huge party, cooking the perfect turkey for the holidays is every chef’s goal.


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Fabulous Homemade Halloween CostumesPosted on July 11, 2016

Fabulous Homemade Halloween Costumes

Halloween is the time of year when you can dress up as just about anything you want to be.


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Holiday Meal Ideas You Can Prepare Ahead Of TimePosted on July 04, 2016

Holiday Meal Ideas You Can Prepare Ahead Of Time

Preparing large holiday meals for a crowd is time consuming and a lot of work, too.


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Have Some Fun With Easter EggsPosted on April 25, 2016

Every year, children enjoy festivities that include the coloring of Easter eggs, annual egg hunts and other activities that have emerged through the years as a growing holiday tradition.


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Decorating For Thanksgiving Using The Bounty Of The SeasonPosted on February 15, 2016

Thanksgiving marks the beginning of the holiday season, a time spent with family and friends.


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Hanukkah Decorating IdeasPosted on February 01, 2016

Hanukkah is a very special time of year on the Jewish calendar.


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Decorating For The Fourth Of July - Show Your Patriot PridePosted on January 25, 2016

Decorating for the Fourth of July is really a great and easy way to show your patriotic pride, and with our nation’s colors of red, white, and blue going so well together, it also couldn’t be easier.


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Creative Ways To Say I Love You On Valentine's DayPosted on January 18, 2016

Every year, Valentine’s Day serves as a celebration of love, happiness and a commitment to those that you cherish.


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Create Kid-Safe Jack O LanternsPosted on December 14, 2015

Halloween is a great time of year to let the creativity go wild, and when decorating for this fun and family-oriented holiday, it really wouldn’t be complete without a jack-o’-lantern or two!  While carving pumpkins is the traditional way to create a jack-o’-lantern, if you have young children or kids who want to create jack-o’-lanterns without adult supervision, then it can be a dangerous and risky craft idea.


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New Year's Eve Decorating IdeasPosted on October 19, 2015

On December 31 of every year, the world celebrates New Year’s Eve.


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Mother’s Day Brunch - Decoration And Menu IdeasPosted on October 12, 2015

Mother’s Day only comes around once a year, and since mom is there for us every day of the year, the least we can do is create a one-of-a-kind day to show her our thanks.


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Safety Tips For Fourth Of July FireworksPosted on June 01, 2015

Safety Tips For Fourth Of July Fireworks

The Fourth of July is an exciting holiday filled with family and friends, backyard barbeques, and of course the main event—the fireworks.


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Father's Day Gift Giving Ideas He'll LovePosted on January 05, 2015

Every June, we celebrate our love for dad with Father’s Day and, although we don’t always know exactly what gift to give that could possibly express our gratitude, it is possible to get him something that he will love.


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Planning The Perfect Memorial Day BarbequePosted on December 29, 2014

Planning The Perfect Memorial Day Barbeque

While the focus is often on the Fourth of July when it comes to backyard celebrations, Memorial Day is often a popular choice as well.


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St. Patrick's Day Ideas For Family FunPosted on December 15, 2014

St.


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How To Host A Fun And Safe New Year’s PartyPosted on November 10, 2014

New Year’s is a great time to host a party for friends and family.


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Valentine’s Day Crafts For KidsPosted on October 13, 2014

Valentine’s Day Crafts For Kids

Valentine’s Day is all about love—and not just between couples!  Kids love to get in on the action, and creating fun Valentine’s crafts to share is a great way to let them have a good time and make something they can give to friends and family to show their love on this special day.


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Is A Real Christmas Tree Right for YouPosted on August 04, 2014

Is A Real Christmas Tree Right For You?

There is nothing quite like the smell of fresh pine filling your home during the holiday season, and a real Christmas tree can do that better than any candle or air freshener.


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Christmas Decorating IdeasPosted on June 09, 2014

Along with the Christmas festivities comes the desire to decorate your home with twinkling lights, wreaths, trees and even yard ornaments featuring the theme of the holidays.


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Melanie Wolfe

Equal Housing Opportunity and Realtor